What should we do with money this days? Is it worth to buy a imovable property and rent it over Airbnb,  to pay off a loan, to invest in stock market, to buy a cryptocurrency, to buy a car, to renovate an apartment... These are just some hot questions, which are in our heads this time. Because of curent conditions, when we have low interest rate, high rating on some stock markets, more expensive real estates, when the cryptomania reigns is hard to find good answer on this questions. We are presenting you 13 financial dilemmas and solutions for them.

The question which newspaperwoman of journal Moje finance Nina Simić ask our real estate agent Roman Prskalo:

IS IT WORTH TO RENOVATE AN APARTMENT?

It depends on if you are renovating  for you or you have purpose to sale it.

a) Renovation before sale:  "The renovation of apartments before sale is often not advised," says Roman Prskalo from the real estate agency METROPOLA IN. "The investment costs are, in most cases, reimbursed in full, and the new owner will want to renovate the apartment according to his wishes. Housing, necessary adaptations, is even easier to sell in the original condition, of course at a reasonable price, "he explains. What if we just refresh the apartment? Even the covering of visible errors Prskalo does not advocate.

2) Renovation for yourself:  If the owner renews the apartment for himself, it should be quality, advises Prskalo. In addition, you never know when you decide to sell. The renovation of older apartments  is also sensible for energy savings. Even smallnesses, such as new thermostatic valves on radiators, can bring about four to eight percent savings in heating, they wrote in Energetika Maribor, but of course, it is not unnecessary to replace radiators with weariness. Energy savings are influenced by newer and more economical household appliances, window replacement, and similar. It is true that the investment in all these investments is reimbursed in a decade or more, because, for example, in a flat where we pay, for example, 30 euros of electricity (of which is at least good 15 euros of fixed costs), we can not create a huge difference on monthly level.